Downsizing in retirement is not a new concept. However, the rise in popularity of tiny homes is adding a unique twist to the goal. In pursuit of simplicity and flexibility, and sometimes by necessity, a growing number of seniors are using small, often portable residences to be closer to family and enjoying the added freedom that they can provide.
At Southern Home Mortgage, we make the dream of home ownership come true for hundreds of families each year. With three professional, licensed loan originators covering all of Georgia and Virginia, we work with a diverse group of clients ranging from first time homebuyers, to reverse mortgages and everyone in between. We have the experience and resources to customize a loan program to fit our client's needs, and making sure our clients needs and financial goals are met is our number one priority.
We have dozens of lenders at our fingertips and can find a loan program to fit individual buyers and even unique properties including homes with acreage, homes that need renovations, condos, and homes in rural areas. We are experts at USDA rural development, VA, FHA, and conventional loans and have some of the largest national banks on our list of available lenders. And yet we treat every client like a neighbor, a friend, a part of our family. Welcome to the Southern Home Mortgage family.
What’s a home buyer to do when interest rates rise? It’s a question many are considering as the market recovers from the long period of historically low rates following the financial crisis of 2008. With rates rising, buyers worry about getting a bad deal, and what that could mean for long-term financial stability.
Ah, December 25. Bells are ringing, trees are twinkling, houses are…selling?
Well, not typically, but it turns out if you’re searching for the perfect home in the winter season, and you’re willing to put in some legwork over the holidays, there’s good news for you: you’ll face less competition and the potential to get a great deal.